Cookie Policy
What are cookies?
This Cookie Policy explains what cookies are and how we use them, the types of cookies we use i.e, the information we collect using cookies and how that information is used, and how to manage the cookie settings.
Cookies are small text files that are used to store small pieces of information. They are stored on your device when the website is loaded on your browser. These cookies help us make the website function properly, make it more secure, provide better user experience, and understand how the website performs and to analyze what works and where it needs improvement.
How do we use cookies?
As most of the online services, our website uses first-party and third-party cookies for several purposes. First-party cookies are mostly necessary for the website to function the right way, and they do not collect any of your personally identifiable data.
The third-party cookies used on our website are mainly for understanding how the website performs, how you interact with our website, keeping our services secure, providing advertisements that are relevant to you, and all in all providing you with a better and improved user experience and help speed up your future interactions with our website.
Types of Cookies we use
Functional Cookies
| Cookie | Name | Description |
| Quizzes and Forms – Formstack | _cqduid, _cquid, _gcl_au, ajs_anonymous_id, ajs_group_id, ajs_user_id, FSID_NON_ADMIN_SESSIONID |
Used to provide information to FormStack – the system used to serve the mortgage surveys and quizzes on the site. |
| Reviews display – Reviews.io | __cfduid | Used by Reviews.io to speed up page load times. |
| Page identification – this site |
montlanding |
Saves details of page names and URLs for analytics purposes. |
| Cookie acceptance |
themify_popup_883 |
Saves the consent for the acceptance of cookies on this site. |
Performance Cookies
Online advertising analysis – Bing_uetvidThis is a cookie utilised by Microsoft Bing Ads and is a tracking cookie. It allows us to engage with a user that has previously visited our website.
| Cookie | Name | Description |
| Page structure analysis and optimisation – HotJar | _hjAbsoluteSessionInProgress, _hjIncludedInPageviewSample, _hjTLDTest, _hjFirstSeen, _hjid |
Used by HotJar to record an anonymised user journey an indicate which areas of any page are more popular. Used to optimise the site user experience |
| Page and online advertising analysis – Google | _gat, _gid, _gid, _gclxxxx, _ga, _gat_UA-nnnnnnn-nn |
Used by Google Ads, Google Analytics and Google Optimize, to measure website performance and track behaviour to improve your ongoing website and customer experience. |
| Online advertising analysis – WhatConverts | wc_client, wc_client_current, wc_swap, wc_visitor |
Used by WhatConverts, to measure the performance of advertising intended to bring customers to this site. |
Manage cookie preferences
Cookie Settings
You can change your cookie preferences any time by clicking the above button. This will let you revisit the cookie consent banner and change your preferences or withdraw your consent right away.
In addition to this, different browsers provide different methods to block and delete cookies used by websites. You can change the settings of your browser to block/delete the cookies. Listed below are the links to the support documents on how to manage and delete cookies from the major web browsers.
Chrome: https://support.google.com/accounts/answer/32050
Safari: https://support.apple.com/en-in/guide/safari/sfri11471/mac
Internet Explorer: https://support.microsoft.com/en-us/topic/how-to-delete-cookie-files-in-internet-explorer-bca9446f-d873-78de-77ba-d42645fa52fc
If you are using any other web browser, please visit your browser’s official support documents.